I have no exact idea now honestly. Depends on which world.

[He shook his head slightly.]

I mean debt collectors wouldn't have known who to target. I just worry about anyone ending up with that debt honestly... He had a way of pinning such things on others after all...

Pretty much. The last place reminds me of the last place because you only had the same five places much like with the train you have the same carriages until things get added on. As for what a guardian is... a bit of both actually. We had a police force but we could help if needed, but the main point was to be protectors of a certain area.